Other Resources

There are other resources available to help homeowners in foreclosure. Please see below for more information.

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HUD-Certified Housing Counselors

HUD-certified housing counselors offer free or low-cost advice at all stages of the housing process. Housing counselors can provide homeowners with financial tools to help avoid foreclosure, as well as independent guidance during the foreclosure process. Use the resources below to find a housing counselor in your area:
 

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Legal Aid Resources

Civil legal aid organizations provide free legal representation and other services on civil court matters to low-income individuals. The resources listed below may be able to help if you need legal advice but cannot afford an attorney: 

 

Illinois Free Legal Answers
Illinois Free Legal Answers is part of the American Bar Association's Free Legal Answers project. This is a virtual legal advice clinic in which qualifying users post civil legal questions at no cost to be answered by pro bono attorneys licensed in the state. 


Illinois Legal Aid Online (ILAO)
ILAO is a statewide online resource that offers free tools to people without attorneys. ILAO provides plain-language explanations of legal concepts, as well as a Form Library with over 70 apps that generate free legal papers for a variety of legal issues. ILAO's Get Legal Help tool is simple to use and provides referrals to additional resources & organizations.

Prarie State Legal Services (PSLS)
PSLS is based in Rockford and offers free legal services for low-income persons and those age 60+ who have civil legal problems and need legal help to solve them. PSLS partners with ILAO for their online application, but you may also apply by phone from 9:00am to 1:00pm, Monday through Thursday. 

Apply Online
Apply by phone: 815-965-2902
Legal Help for Homeowners Helpline: 888-966-7757

Armed Forces Legal Aid Network (IL-AFLAN)
IL-AFLAN is a network of more than 10 legal aid organizations and law school clinics across Illinois. This network provides legal information, advice, brief services, and referrals to veterans, service memebers, national guard, reservists, and their spouses and dependents. Apply by phone from 9:00am to 4:30pm, Monday through Friday.

Apply by phone: 855-452-3526 

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Finding an Attorney

You may need to consult a private attorney to receive legal advice for your specific situation. Word-of-mouth is the easiest way to find a private attorney in most cases; asking your friends, family members, and colleagues that have worked with attorneys in the past can be a good place to start. The Foreclosure Mediation Program cannot provide referrals to private attorneys or law firms for fee-based representation. The resources listed below can help you find a private attorney: