What is mediation and how can it help me?

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3. What is mediation and how can it help me?

The 17th Judicial Circuit of Illinois’ Residential Mortgage Foreclosure Mediation Program provides a unique opportunity to aid families throughout Winnebago and Boone counties who are in foreclosure. Mediation is a process where a neutral third-party (a trained mediator) helps borrowers and lenders communicate to explore options available to a homeowner.

While not every mediation resolves the foreclosure, the process can give homeowners an opportunity to speak directly with a representative of their lending institution and may generate options for resolving the foreclosure, including possible loan modification and other available options.

Click here to watch a 5 minute video about foreclosure mediation.